As a Registered Investment Advisor (RIA), we are subject to a fiduciary duty to place the clients’ interests above our own at all times. We are required to provide advice and recommend investments that are always in the best interest of the client. RIA’s are also required to provide upfront disclosures about their qualifications and the services they offer, how they are compensated, potential conflicts of interest, and any record of disciplinary actions. This important information is found in our firm’s Form ADV Part 2 Brochure.
For all the reasons listed above, Stillwater Investment Management believes that the RIA business model is superior.